These terms apply to your use of debtsuccess.co.za and the services of Debt Free With Me (Pty) Ltd, registration number 2017/309699/07, trading as Debt Success (“we”, “us”).

1. About us

  • Debt Free With Me (Pty) Ltd, trading as Debt Success. Registered debt counsellor with the National Credit Regulator: NCRDC3023.
  • Business address: 363 Eloff Street, Eloffsdal, Pretoria.
  • Phone: 012 943 3663. WhatsApp: 082 372 2425. Email: [email protected].

2. Our services

  • Debt counselling (debt review) under the National Credit Act 34 of 2005. Debt counselling starts only once you have signed a debt review application and agreement with us. Information on this website is general and is not advice for your specific situation.
  • The Wealth Reset: an online financial wellness and mindset training programme, sold by monthly subscription at www.thewealthreset.co. It is education and coaching. It is not financial advice under the Financial Advisory and Intermediary Services Act, and using it does not place you under debt review.

3. Fees and payment

  • Debt counselling fees are regulated by the NCR and are explained in writing before you agree to them.
  • The Wealth Reset prices are listed on our Pricing & Fees page and at www.thewealthreset.co. Subscriptions are billed monthly in advance by card through Paystack until you cancel. We never see or store your card details.

4. Cancellation and refunds

See our Refund & Cancellation Policy.

5. Your responsibilities

Give us accurate and complete information, keep your login details private, and do not misuse this website or our systems.

6. Our content

The content on this website and in The Wealth Reset belongs to us or our licensors. You may use it for your own personal purposes only.

7. Limits of our responsibility

To the extent the law allows, we are not responsible for losses caused by decisions you make based on general information on this website. Nothing in these terms limits your rights under the Consumer Protection Act or the National Credit Act.

8. Privacy

We handle your personal information as set out in our Privacy Policy.

9. Complaints

Contact us first and we will try to resolve it. You may also complain to the National Credit Regulator (www.ncr.org.za) about debt counselling, or to the Information Regulator about privacy.

10. General

These terms are governed by the laws of South Africa. We may update them and will show the date of the latest version.

Last updated: 9 November 2026